This is an iHeart Podcast.
Hey, listeners.
Did you know that most people can't name all their financial accounts or what they're worth?
You might have a 401k, investments, various accounts here and there.
A lack of awareness can lead to leaving money on the table.
But you can feel organized and confident in your finances with Monarch Money, an all-in-one personal finance tool that brings your entire financial life together in one clean interface on your laptop or phone.
And right now, just for my listeners, Monarch is offering 50% off your first year.
Monarch is built for people with busy lives.
You can link all your accounts in minutes and get clear data visuals, smart categorization of your spending and real control over your money.
I love spreadsheets, but if you don't, Monarch promises you will never need to touch a spreadsheet again.
When you're making good money, it is easy to get complacent.
But Monarch helps you stay informed.
Don't let financial opportunity slip through the cracks.
Use code BREAKFAST at monarchmoney.com in your browser for half off your first year.
That's 50% off your first year at monarchmoney.com with code BREAKFAST.
Welcome to Before Breakfast, a production of iHeartRadio.
Good morning.
This is Laura.
Welcome to the Before Breakfast Podcast.
Today's tip is that you may as well look.
No job is perfect.
So if there is something you don't like in your current job, you don't need to assume that you will never find something better.
It's quite possible that you could.
And being aware of the landscape in your industry is seldom a bad thing, even if you decide to stay put.
In another episode this week I'll be talking about changing careers and how it's best to have a vision of something you would like to do and not just what you don't want to do.
But while changing careers can be complicated, changing jobs may not be.
And even if you are not actively looking to change jobs, it's okay to look at what jobs are out there.
Indeed, it's healthy to do so from time to time, even if you are happy.
Seeing what's out there is good for networking, even if you don't switch.
And it's important to make sure that you are not underpaid.
In some ways, a job is somewhat like a marriage.
You hope it lasts and you have to work to make sure everybody is happy with it.
But in other ways, it isn't like a marriage at all.
I would not recommend looking at dating sites if you've got some issues in your marriage.
But I absolutely would recommend looking at what is out there with jobs, even if you are pretty happy with the job you have.
And I'm not even talking about actively applying to things.
First and foremost, this is about networking.
Everyone should be having regular conversations with people at different organizations in their industries and in adjacent industries.
It's good to know lots of people and know what areas are growing.
That way, when something cool opens up, people know about it and they will tell you, and you can then make a choice about what to do about it.
You want this information because it simply gives you options.
Lots of times, people justify their current jobs as being optimal in some way.
I mean, yes, it's not that challenging and I'm underpaid, but at least this job is flexible.
Or yes, I'm on the road two to three nights per week, but at least I'm paid well.
Or the work is fascinating and so I guess I should just expect that the benefits are terrible.
No one can have it all, right?
I am unlikely to find something better anywhere else.
Well, maybe.
The truth is that very few people have optimized for anything with their jobs.
You wind up in a job that was available and that you knew about when you were looking.
But this in no way represents the entire universe of jobs.
It's only a very narrow sliver.
So that means it might be possible to move up in multiple dimensions at the same time.
It is quite possible that you might find a better paying job that is more interesting and more flexible.
It's possible that you might find a better paying job that doesn't require so much travel if work travel isn't really your thing.
You might be able to get better benefits and more interesting work.
You honestly just don't know unless you look.
So take this as a public service announcement to reach out and get those virtual coffees scheduled with all of your professional acquaintances.
Go to those conferences and talk to people in different organizations.
See what you can find out about the work, about working conditions, about pay and benefits.
You might decide that you are perfectly content where you are, and that is great.
You might decide that you are perfectly content and see that other places are paying more, which is great information to have the next time you do a review with your manager.
Look, you might say, I love it here.
And I know that X, Y, and Z companies are paying about this amount.
What can we do to get me closer to that over the next year?
Or you might decide that if something cool opens up, you will try for it.
All those people you've been having virtual coffees with can help you there.
There is really no downside to being aware of what is going on in the job market.
You may as well look.
You don't have to do anything.
But knowing what's out there can help you be better paid at a job you like, or can help you switch to something you'd like even more.
In the meantime, this is Laura.
Thanks for listening.
And here's to making the most of our time.
Hey, everybody.
I'd love to hear from you.
You can send me your tips, your questions, or anything else.
Just connect with me on Twitter, Facebook, and Instagram at beforebreakfastpod.
That's B-E, the number four, then breakfast, P-O-D.
You can also shoot me an email at beforebreakfastpodcast at iheartmedia.com.
That before breakfast is spelled out with all the letters.
Thanks so much.
I look forward to staying in touch.
Before Breakfast is a production of iHeartRadio.
For more podcasts from iHeartRadio, visit the iHeartRadio app, Apple Podcasts or wherever you listen to your favorite shows.
Before breakfast.
You know my goal is to help you make the most of your day without sacrificing work or family time.
That's why I'm so happy to introduce an institution that shares the same values.
If you are thinking about going back to school, you're probably wondering how to fit it all in.
National's flexible online formats, four- and eight-week courses and monthly class starts help you begin your degree sooner, finish faster and do it all on your own schedule.
So you have more options for managing work, family, and school.
With over 150 degrees, credentials and certificates to choose from, they have a program that fits your career goals.
Learn more today at nu.edu.
Tired of spills and stains on your sofa?
Washablesofas.com has your back.
Featuring the Anabay Collection, the only designer sofa that's machine washable inside and out, where designer quality meets budget-friendly prices.
That's right.
Sofa start at just $699.
Enjoy a no-risk experience with pet-friendly, stain-resistant and changeable slipcovers made with performance fabrics.
Experience cloud-like comfort with high-resilience foam that's hypoallergenic and never needs fluffing.
The sturdy steel frame ensures longevity, and the modular pieces can be rearranged anytime.
Check out washablesofascom and get up to 60 off your Anabase sofa, backed by a 30-day satisfaction guarantee.
If you're not absolutely in love, send it back for a full refund.
No return shipping or restocking fees.
Every penny back.
Upgrade now at washablesofas.com.
Offers are subject to change, and certain restrictions may apply.
This is an iHeart Podcast.
