ํ•œ๊ตญ์–ด ็ฎญๅคด
Podcast Cover

[2026๋…„์˜ ์ƒˆ๋กœ์šด ์‹œ์ž‘: ๋ชฉํ‘œ ์„ค์ •, ์Šต๊ด€ ํ˜•์„ฑ, ๊ทธ๋ฆฌ๊ณ  ์˜๋„์ ์ธ ์‚ถ์„ ์œ„ํ•œ ๋ธŒ์ด๋กœ๊ทธ]-[resetting my life for the new year ๐Ÿต realistic & cozy reset vlog]

clarisseintheclouds ยท B2 ยท

VIDEO Vlog
๋˜๋Š” ์›น๋ฒ„์ „์œผ๋กœ ๊ณต๋ถ€ํ•˜์„ธ์š” โ†’

๐Ÿ“‹ Summary

2026๋…„์˜ ์ƒˆ๋กœ์šด ์‹œ์ž‘๊ณผ ๋ณ€ํ™”๋œ ๋ชฉํ‘œ ์„ค์ • ๋ฐฉ์‹

2026๋…„ 1์›”, ํ•œ ๋‹ฌ๊ฐ„์˜ ํœด์‹๊ธฐ๋ฅผ ๊ฐ€์ง„ ๋’ค ๋Œ์•„์˜จ ๋ธŒ์ด๋กœ๊ฑฐ๋Š” ์ด๋ฒˆ ์˜์ƒ์„ ํ†ตํ•ด ์ƒˆ๋กœ์šด ํ•œ ํ•ด๋ฅผ ๋งž์ดํ•˜๋Š” ๋งˆ์Œ๊ฐ€์ง๊ณผ ๊ตฌ์ฒด์ ์ธ ์‚ถ์˜ ๋ณ€ํ™”๋ฅผ ๊ณต์œ ํ•ฉ๋‹ˆ๋‹ค. ํŠนํžˆ ์ด๋ฒˆ ํ•ด์—๋Š” ์ด์ „๊ณผ ๋‹ฌ๋ฆฌ ๋ชฉํ‘œ ์„ค์ • ๋ฐฉ์‹์„ ์™„์ „ํžˆ ๋ฐ”๊พธ์–ด, ๋” ์‹คํ˜„ ๊ฐ€๋Šฅํ•˜๊ณ  ์ง‘์ค‘๋ ฅ ์žˆ๋Š” ํ•œ ํ•ด๋ฅผ ๋ณด๋‚ด๊ณ ์ž ํ•ฉ๋‹ˆ๋‹ค.

1. 1๋ถ„๊ธฐ ์ง‘์ค‘ ์ „๋žต: '3๊ฐœ ๋ชฉํ‘œ' ์‹œ์Šคํ…œ

์ž‘๋…„์—๋Š” 10๊ฐ€์ง€๊ฐ€ ๋„˜๋Š” ๋ชฉํ‘œ๋ฅผ ์„ธ์šฐ๊ณ  ๊ด€๋ฆฌํ•˜๋А๋ผ ์ •์ž‘ ์ค‘์š”ํ•œ ๋ชฉํ‘œ๋ฅผ ์žŠ์–ด๋ฒ„๋ฆฌ๋Š” ๊ฒฝ์šฐ๊ฐ€ ๋งŽ์•˜์Šต๋‹ˆ๋‹ค. ์˜ฌํ•ด๋Š” '๋ถ„๊ธฐ๋ณ„ ๋ฆฌ์…‹(quarterly check-ins)' ๋ฐฉ์‹์„ ๋„์ž…ํ•˜์—ฌ, 1์›”๋ถ€ํ„ฐ 3์›”๊นŒ์ง€ ์˜ค์ง 3๊ฐ€์ง€ ๋ชฉํ‘œ์—๋งŒ ์ง‘์ค‘ํ•˜๊ธฐ๋กœ ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ด ๋ชฉํ‘œ๋“ค์€ 'SMART(Specific, Measurable, Attainable, Relevant, Time-based)' ์›์น™์„ ์ ์šฉํ•˜์—ฌ ๋”์šฑ ๊ตฌ์ฒดํ™”ํ–ˆ์Šต๋‹ˆ๋‹ค.

  • ์ผ๊ด€๋œ ์ €๋„๋ง(Journaling): ๋งค์ผ ๋ถ„๋Ÿ‰์— ์ƒ๊ด€์—†์ด ๊ธฐ๋กํ•˜๋Š” ์Šต๊ด€์„ ํ†ตํ•ด ๋ถˆ์•ˆ๊ฐ์„ ํ•ด์†Œํ•˜๊ณ  ์ž๊ธฐ ์„ฑ์ฐฐ์„ ๋„๋ชจํ•ฉ๋‹ˆ๋‹ค. ์ €๋„๋ง์€ ๋‹ค๋ฅธ ์Šต๊ด€๋“ค์„ ์ง€ํƒฑํ•ด ์ฃผ๋Š” '๋‹ป(anchor)'๊ณผ ๊ฐ™์€ ์—ญํ• ์„ ํ•ฉ๋‹ˆ๋‹ค.
  • ์ˆํผ ์ฝ˜ํ…์ธ  ์ œ์ž‘: ์ธ์Šคํƒ€๊ทธ๋žจ ๋“ฑ ์†Œ์…œ ๋ฏธ๋””์–ด์— ๋” ์ž์ฃผ ์ฝ˜ํ…์ธ ๋ฅผ ๊ฒŒ์‹œํ•˜๋Š” ๊ฒƒ์„ ๋ชฉํ‘œ๋กœ ์‚ผ์•˜์Šต๋‹ˆ๋‹ค. ์ด๋ฅผ ์œ„ํ•ด ์ฝ˜ํ…์ธ  ์บ˜๋ฆฐ๋”๋ฅผ ํ™œ์šฉํ•˜์—ฌ ๊ณ„ํš์ ์ธ ์ œ์ž‘ ๊ตฌ์กฐ๋ฅผ ๋งŒ๋“ค๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.
  • ๊ธˆ์œต ์ง€์‹ ์Œ“๊ธฐ(Financial Literacy): ๋ง‰์—ฐํ•œ ๋ชฉํ‘œ ๋Œ€์‹  '3์›” ๋ง๊นŒ์ง€ ์žฌํ…Œํฌ ๊ด€๋ จ ์„œ์  2๊ถŒ ์ฝ๊ธฐ'๋ผ๋Š” ๊ตฌ์ฒด์ ์ธ ๋ชฉํ‘œ๋ฅผ ์„ธ์› ์Šต๋‹ˆ๋‹ค. ํ˜„์žฌ ์ฝ๊ณ  ์žˆ๋Š” *'The Psychology of Money'*๋Š” ๋ˆ์„ ๋Œ€ํ•˜๋Š” ํ–‰๋™๊ณผ ์‚ฌ๊ณ ๋ฐฉ์‹์— ๋Œ€ํ•ด ๋ฐฐ์šฐ๋Š” ์ข‹์€ ์‹œ์ž‘์ ์ด ๋˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

2. 2026๋…„์˜ ํ‚ค์›Œ๋“œ: '์˜๋„(Intention)'

์ž‘๋…„ ํ•œ ํ•ด๋ฅผ ๋˜๋Œ์•„๋ณด๋ฉฐ, ๋ฐ”์œ ์ผ์ • ์†์—์„œ '์ž๋™ ์กฐ์ข…(autopilot)' ๋ชจ๋“œ๋กœ ์‚ด์•„์™”์Œ์„ ๊นจ๋‹ฌ์•˜์Šต๋‹ˆ๋‹ค. ์˜ฌํ•ด์˜ ํ•ต์‹ฌ ํ‚ค์›Œ๋“œ๋Š” **'์˜๋„(Intention)'**์ž…๋‹ˆ๋‹ค. ์ผ์ƒ์ ์ธ ๋ฃจํ‹ด, ์ธ๊ฐ„๊ด€๊ณ„, ์—…๋ฌด, ์†Œ๋น„ํ•˜๋Š” ์ฝ˜ํ…์ธ  ํ•˜๋‚˜ํ•˜๋‚˜์— ๋ชฉ์ ๊ณผ ์˜๋ฏธ๋ฅผ ๋ถ€์—ฌํ•จ์œผ๋กœ์จ ๋” ๋‚˜์€ ๋ฒ„์ „์˜ ์ž์‹ ์œผ๋กœ ์„ฑ์žฅํ•˜๊ณ ์ž ํ•ฉ๋‹ˆ๋‹ค.

3. ์ƒ์‚ฐ์„ฑ์„ ๋†’์ด๋Š” ์ผ์ƒ ๋ฃจํ‹ด

  • ํ•™์—…๊ณผ ์ธํ„ด์‹ญ์˜ ์กฐํ™”: ํ˜„์žฌ ๋Œ€ํ•™ 3ํ•™๋…„์ธ ๋ธŒ์ด๋กœ๊ฑฐ๋Š” ์ด๋ฒˆ ํ•™๊ธฐ ์ˆ˜์—…์„ ์ฃผ 2ํšŒ๋กœ ์ตœ์†Œํ™”ํ•˜๊ณ  ์ธํ„ด์‹ญ์„ ๋ณ‘ํ–‰ํ•ฉ๋‹ˆ๋‹ค. ์ˆ˜์—…์ด ์—†๋Š” ๋‚ ์—๋Š” ์ง‘์—๋งŒ ๋จธ๋ฌผ์ง€ ์•Š๊ณ  '์ปคํ”ผ์ˆ'์œผ๋กœ ๋‚˜๊ฐ€๋Š” ๋ฐฉ์‹์„ ํƒํ•ด ์ƒ์‚ฐ์„ฑ์„ ์œ ์ง€ํ•˜๊ณ  ์ •์‹  ๊ฑด๊ฐ•์„ ๊ด€๋ฆฌํ•ฉ๋‹ˆ๋‹ค.
  • ๋‚˜์ดํŠธ ๋ฃจํ‹ด์˜ ์ •๋ฆฝ: ์ด์ „์—๋Š” ์—…๋ฌด ํ›„ ๋ฐ”๋กœ ์ž ๋“œ๋Š” ๊ฒƒ์ด ์ผ์ƒ์ด์—ˆ์œผ๋‚˜, ์ด์ œ๋Š” '์ž๊ธฐ ๊ด€๋ฆฌ ์˜์‹(self-care rituals)'์„ ํฌํ•จํ•œ ๋‚˜์ดํŠธ ๋ฃจํ‹ด์„ ๋งŒ๋“ค์—ˆ์Šต๋‹ˆ๋‹ค. ๋”ฐ๋œปํ•œ ์ฐจ ๋งˆ์‹œ๊ธฐ, ์ €๋„๋ง, ๋…์„œ, ๊ทธ๋ฆฌ๊ณ  ์ƒˆ๋กœ ์žฅ๋งŒํ•œ 'ํ•ด์น˜ ์•Œ๋žŒ(Hatch alarm)'์„ ํ™œ์šฉํ•ด ์ˆ˜๋ฉด์˜ ์งˆ์„ ๋†’์ด๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

4. ๋น„์ „ ๋ณด๋“œ์™€ ๋ฏธ๋ž˜ ๊ณ„ํš

์˜์ƒ ํ›„๋ฐ˜๋ถ€์—๋Š” ์•„์ดํŒจ๋“œ์™€ ์บ”๋ฐ”(Canva)๋ฅผ ํ™œ์šฉํ•ด 2026๋…„ ๋น„์ „ ๋ณด๋“œ๋ฅผ ์ƒˆ๋กœ ์—…๋ฐ์ดํŠธํ–ˆ์Šต๋‹ˆ๋‹ค. ๋‹จ์ˆœํžˆ ๊ฒฐ๊ณผ๋งŒ์„ ๋‚˜์—ดํ•˜๋Š” ๊ฒƒ์ด ์•„๋‹ˆ๋ผ, ์ €๋„๋ง, ๋…์„œ, ์šด๋™, ๊ณต๊ฐ„ ์ •๋ฆฌ ๋“ฑ ๋ชฉํ‘œ๋ฅผ ๋‹ฌ์„ฑํ•˜๊ธฐ ์œ„ํ•œ 'ํ–‰๋™๊ณผ ์Šต๊ด€'์„ ์‹œ๊ฐํ™”ํ–ˆ์Šต๋‹ˆ๋‹ค. ํŠนํžˆ ์˜ฌ๊ฐ€์„ ๊ณ„ํš๋œ ํ•ด์™ธ ์—ฐ์ˆ˜(study abroad)๋ฅผ ์•ž๋‘๊ณ  ์žˆ์–ด, ์—ฌํ–‰๊ณผ ์ƒˆ๋กœ์šด ๊ฒฝํ—˜์— ๋Œ€ํ•œ ์„ค๋ ˜์„ ๋‹ด์•˜์Šต๋‹ˆ๋‹ค.

๋ธŒ์ด๋กœ๊ฑฐ๋Š” ๋งˆ์ง€๋ง‰์œผ๋กœ ์‹œ์ฒญ์ž๋“ค์—๊ฒŒ ๋งค์ฃผ ์ผ๊ด€๋œ ์˜์ƒ์„ ์—…๋กœ๋“œํ•˜๊ฒ ๋‹ค๋Š” ์•ฝ์†๊ณผ ํ•จ๊ป˜, ๊ณผ๊ฑฐ์˜ '์Šคํ„ฐ๋”” ๋‹ค์ด์–ด๋ฆฌ' ์‹œ๋ฆฌ์ฆˆ๋ฅผ ์ž‡๋Š” ์ƒˆ๋กœ์šด '์„ฑ์žฅ๊ณผ ์„ฑ์ธ๊ธฐ(adulting)' ๊ด€๋ จ ๋ธŒ์ด๋กœ๊ทธ ์‹œ๋ฆฌ์ฆˆ์— ๋Œ€ํ•œ ์˜๊ฒฌ์„ ๊ตฌํ•˜๋ฉฐ ๊ธ€์„ ๋งบ์Šต๋‹ˆ๋‹ค.

๐ŸŽฏKey Sentences

1
I'm happy to have you here and let's get right into it.
๋งŒ๋‚˜ ๋ต™๊ฒŒ ๋˜์–ด ๋ฐ˜๊ฐ‘์Šต๋‹ˆ๋‹ค. ๋ฐ”๋กœ ์‹œ์ž‘ํ•ด ๋ณผ๊นŒ์š”?
2
I just felt completely uninspired.
๊ทธ๋ƒฅ ์™„์ „ํžˆ ์•„๋ฌด๋Ÿฐ ์˜๊ฐ์ด ๋– ์˜ค๋ฅด์ง€ ์•Š์•˜์–ด์š”.
3
I'm really excited to be getting back into it.
๋‹ค์‹œ ์‹œ์ž‘ํ•˜๊ฒŒ ๋ผ์„œ ์ •๋ง ์„ค๋ ˆ๋„ค์š”.
4
I do feel like i'm slightly getting better each day.
๋งค์ผ ์กฐ๊ธˆ์”ฉ ๋‚˜์•„์ง€๊ณ  ์žˆ๋Š” ๊ฒƒ ๊ฐ™์•„์š”.
5
it's very easy for me to just stay in sweatpants all day.
ํ•˜๋ฃจ ์ข…์ผ ๊ทธ๋ƒฅ ํŠธ๋ ˆ์ด๋‹๋ณต๋งŒ ์ž…๊ณ  ์žˆ๋Š” ๊ฒŒ ์ €ํ•œํ…Œ๋Š” ๋„ˆ๋ฌด ์‰ฌ์šด ์ผ์ด์—์š”.
๋ชจ๋‘ ํŽผ์น˜๊ธฐ

๐Ÿ“Key Phrases

1
get right into it
๋ฐ”๋กœ ๋ณธ๋ก ์œผ๋กœ ๋“ค์–ด๊ฐ€๋‹ค
2
functioning at peak capacity
์ตœ๊ณ ์˜ ์„ฑ๋Šฅ์„ ๋ฐœํœ˜ํ•˜๋‹ค
3
everything in my power
๋‚ด ๋ชจ๋“  ํž˜์„ ๋‹คํ•ด์„œ
4
feel put together
์ •๋ˆ๋œ ๋А๋‚Œ์ด ๋“ค๋‹ค
5
keep track of
์ถ”์ ํ•˜๋‹ค
๋ชจ๋‘ ํŽผ์น˜๊ธฐ

๐Ÿ“– Transcript

It's hard to believe we're already a month into 2026.
In this video I wanted to share a little update on how my January's been so far, talk to you about my new year's resolutions and how I'm doing things differently this year.
Give you a few book updates and make my 2026 vision board.
I'm happy to have you here and let's get right into it.
Hi, friends and welcome.
Welcome back to my channel and, more importantly, happy 2026.

ListenLeap์ด ์‹ค์ œ ๋ฌธ๋งฅ์—์„œ ํ•™์Šตํ•˜๋„๋ก ์ด๋Œ์–ด์คŒ

๐ŸŽจ ํฅ๋ฏธ๋กœ์šด ์ฝ˜ํ…์ธ 
๐ŸŒ ์‹ค์ œ ์ž๋ฃŒ
๐Ÿ“ฑ ์–ธ์ œ๋“  ๋“ฃ๊ณ  ๋ณด๊ธฐ