Welcome to English as a Second Language podcast number 175, Places to Live.
This is English as a Second Language podcast episode 175.
I'm your host, Dr. Jeff McQuillan.
Thank you.
Thank you.
Today's podcast is about finding a place to live.
Let's get started.
Finding a new place to live isn't always easy.
I've been living in the same apartment for nine years and I thought it was time for a change.
I have always wanted to buy a condo or a townhouse, but I didn't have the money for a down payment.
But now I have a little money saved up and I want to buy a place of my own.
I didn't want to go through a real estate agent yet, so I started looking around the city on my own.
I wasn't sure if I wanted a townhouse or a single-family home.
I didn't want to live in a multi-story building anymore, not even if I had a penthouse unit.
It was too noisy, and I wanted a backyard for my dog, Shiloh.
I looked at a duplex as well as some traditional houses.
One of the last houses I saw was a two-bedroom, one-bath bungalow.
It was small enough for one person but big enough for me and my dog.
When Shiloh saw the backyard, I think it was love at first sight.
I'd like to say that I picked the house, but really it was Shiloh's choice.
I don't think he would ever forgive me if I didn't buy that house.
We're talking in this podcast about finding somewhere to live.
In our story, We begin by saying that finding a place to live isn't always easy.
It can be difficult sometimes.
I've been living in the same apartment for nine years says the story, and I thought it was time for a change.
I've been living, I've been staying in the same apartment, for An apartment is a place to live that you rent.
You pay rent every month, money to someone who we call a landlord.
A landlord...
L-A-N-D-L-O-R-D, is the person who owns the building.
And usually apartments are in buildings of five six ten, maybe a hundred apartments or more in a building.
Someone owns that building and you pay rent to them every month.
Here in Los Angeles rent for a one-bedroom apartment now probably, depending on the part of the city 800, maybe a little less, maybe a little more.
A two-bedroom apartment, an apartment with two bedrooms in it, is going to be even more expensive.
Well, in the story I say I've been living in the same apartment for nine years and I thought it was time for a change.
Time for a change is an expression we use to say it was time for me to do something different.
Well, I've always wanted to buy a condo or a townhouse.
A condo, C-O-N-D-O, is short for condominium.
And condominium which is C-O-N-D-O-M-I-N-I-U-M.
A condominium is like an apartment, but you don't rent it, you buy it.
So a condominium is something that you own.
Usually condominiums are in big buildings, but the building is owned by the individual people.
Each person owns his or her own condo, like their own apartment.
Often condos are no bigger than an apartment.
But again, the difference is that you own it.
You have to pay for it.
A condominium in Los Angeles with two bedrooms on my side of town near the ocean would probably be 400000 to 600000 for a condo.
It will be cheaper in other parts of the city, farther away from the beach, but that's about the right price nowadays for a condo.
A condo is usually owned by an individual, but the individual is part of an organization.
So when you buy a condominium in a building, you join the uh, what they might call the Condominium Owners Association, or just the Home Owners Association, and you have to pay money to the association, to the organization, to take care of the roof and the paint on the outside of the building and so forth.
So you pay a fee every month.
I'm not sure exactly how much it is.
Could be $200, could be as much as $1,000.
Sometimes condominiums have very nice things inside the building.
They have their own gymnasium, their own gym where you can go and exercise.
Well, you have to pay for things like that.
A townhouse, T-O-N-W-H-O-U-S-E, all one word, a townhouse is similar to a condominium.
Usually, a townhouse is more than one floor.
That is, there's a first floor, or what we would call a ground floor, and then there's a second floor.
So there are two levels or two floors in the townhouse.
And townhouses are also very popular.
Usually you'll see townhouses in in groups of three or four next to each other and there'll be a little more space between the individual units of the townhouse.
It is a little bit more expensive to buy a townhouse.
I'm not sure exactly what the price is now.
But again, the advantage is that it usually has more than one level, whereas a condominium often has just one level.
Although people use those two words sometimes to mean the same thing.
So it depends on who's using the expression.
But normally that's what we would say.
Well in the story I want to buy a condo or a townhouse, but I didn't have the money for a down payment.
A down payment, D-O-W-N-P-A-Y-M-E-N-T, two words, is the money that you give the person that you are buying the house from, the seller of the house.
You give them a down payment if you don't have all of the money.
And most people don't have...
400000 in their bank account, so they can't give the person the entire amount, but they can give them a down payment which is part of the money.
Typically, the down payment is either 10% or 20%.
It could be more than that, usually not less than 10%.
The reason is that in order to get a loan and a loan to buy a condo or a townhouse or a house is called a mortgage M-O-R-T-G-A-G-E.
That's a special word we use for a loan to buy a house or a condo.
Well, the bank will not give you a mortgage unless you have at least 10% of the money.
So for a $400,000 condo, you would need $40,000.
Sometimes people will put up to 20% down.
That's also an expression we use to put money down.
To put money down means that you are giving someone part of the money for what you are buying.
And we use that expression for a house.
You could also use it for a car.
If you're going to buy a twenty five thousand dollar car, you would need to put money down first, again usually a percentage ten, twenty percent perhaps and then you would pay the rest as a loan.
I finally got the money for a down payment.
I managed to save up some money.
And to save up is another one of those two-word verbs in English.
The up here usually, in this case, is just to give emphasis.
So I'm saving or I'm saving up to buy this place of my own.
I say I don't want to go through a real estate agent.
A real estate agent, three words, real estate, E-S-T-A-T-E, agent, A-G-E-N-T, is the person who helps you buy or sell your house or your condominium or your townhouse.
Real estate, that term.
Those two words mean anything that has to do with property a house, a building, a condominium, an apartment building.
All of that is called real estate or just land with nothing on it.
That would be also real estate.
An agent... is a person who usually provides or gives you some sort of service.
They help you do something.
A real estate agent then, is someone who helps you buy or sell your property, your house or your building.
The expression to go through, I said I didn't want to go through a real estate agent, means to use.
We use that term when we have someone in between the person that we want to talk to and ourselves.
So I want to talk to person A, but person A won't talk to me directly.
They say, well, you talk through person B, and person B will talk to me.
So I'm going through person B to talk to person A. He or she is the person in between us.
Well, a real estate agent is the person in between the buyer and the seller.
Usually the buyer and the seller have their own real estate agents.
So there are two real estate agents you have to go through in a sense.
Well, I said I started looking around the city on my own.
I wasn't sure if I wanted a townhouse or a single family home.
Single, S-I-N-G-L-E, hyphen, family.
A single family home is a house, usually a house that is not connected to any other houses.
A townhouse is usually next to and connected to another townhouse.
A condominium is in a large building.
A single-family home is a house like the one I live in that is separate.
It has its own property.
Well, I'm looking for a single family home, in part because I didn't want to live, or continue living, in a multi-story building.
Multi, M-U-L-T-I hyphen story, S-T-O-R-Y.
We know what a story is.
It's a level or a floor.
Story, level, floor all mean the same thing in this case.
Multi-story would be a building with many levels, many floors, many stories.
I didn't want to live in a multi-story building.
Even if I had a penthouse suite means...
Even though I had a very nice apartment, the penthouse suite or the penthouse unit.
I call it here P-E-N-T-H-O-U-S-E.
All one word is the apartment or the condominium on the top of the building.
So there's no one above you.
You are on the top floor or the top story of the building.
We call that the penthouse unit.
Sometimes we call it the penthouse suite, S-U-I-T-E.
And that is usually because the penthouse unit is bigger and nicer than all the other condominiums in the building.
Each condominium is sometimes referred to as a unit, U-N-I-T.
That's the same as a condominium in this case.
I didn't want to live in a multi-story building because it's very noisy.
And so I wanted also to have a backyard for my dog.
A backyard, B-A-C-K-Y-A-R-D, all one word, is...
What you have in a single family home.
You usually have some space behind your house that is part of your property.
Often it will have grass, green grass or a garden.
And this is your backyard.
This is the place that you can go that is behind your house.
Well, I needed a backyard for my dog, Shiloh.
Shiloh, S-H-I-L-O-H, was actually the name of my dog when I was younger.
My family had a dog.
It was a Chihuahua, which is a small little dog, and his name was Shiloh.
Now, I found out the other day that the baby, the new baby of Brad Pitt and Angelina Jolie, two famous Hollywood movie stars, the baby's name is Shiloh, which is very strange for me.
Anyway, in my story here, I'm looking for a new place to live.
First, I looked at a duplex.
Duplex D-U-P-L-E-X is a building that has only two apartments or two condominiums in it, two units in it.
So it's usually a big house.
It looks like a big house, but it's split in two and each part of the house is separate.
A duplex is usually something that you rent, but you could, of course, buy the duplex, live in one half and rent the other half.
I said one of the last houses I looked at was a two-bedroom, one-bath bungalow.
A bungalow.
B-U-N-G-A-L-O-W is a small house, usually a house that has only one level or one floor, one story.
Bungalows are smaller.
Usually they're on a small piece of land.
A piece of land, a part of the land, we would call a lot, L-O-T.
So it's on a small lot.
The bungalow is a, in this case, a two-bedroom, one-bath.
Notice we don't say a two bedrooms, one bath.
Two-bedroom here is like an adjective of bungalow.
And it's usually not always hyphenated, two-bedroom.
And it just means a...
A bungalow or a house with two bedrooms.
So a two-bedroom, one bath.
The bath, of course, is the bathroom.
And you want at least one of those in your house, I think.
I say the bungalow was small enough for one person, but big enough for me and my dog.
So it had enough room for both of us.
Well, when my dog saw the house and saw the backyard of the house...
I said, I think it was love at first sight.
Love at first sight, S-I-G-H-T.
The word sight is related to the word see, to see something.
So when we say love at first sight, we mean I fell in love with it the first time I saw it.
This is true sometimes when you see someone and you love them the first time you see them.
You say, oh, she's so beautiful.
I fell in love with her at first sight.
Well, I end my story by saying that really my dog was the one who chose my new house.
To forgive, F-O-R-G-I-V-E, means to say it's okay to someone who has done something wrong to you.
You forgive them.
Well, I say my dog would not forgive me if I did not buy the house.
So I had to buy the house, of course.
Now let's listen to the story, this time at a native rate of speech.
Finding a new place to live isn't always easy.
I've been living in the same apartment for nine years, and I thought it was time for a change.
I've always wanted to buy a condo or a townhouse, but I didn't have the money for a down payment.
But now I have a little money saved up and I want to buy a place of my own.
I didn't want to go through a real estate agent, so I started looking around the city on my own.
I wasn't sure if I wanted a townhouse or a single family home.
I didn't want to live in a multi-story building anymore, not even if I had a penthouse suite.
It was too noisy and I wanted a backyard for my dog, Shiloh.
I looked at a duplex as well as some traditional houses.
One of the last houses I saw was a one bedroom, one bath bungalow.
It was small enough for one person, but big enough for me and my dog.
When Shiloh saw the backyard, I think it was love at first sight.
I'd like to say that I picked the house, but really, it was Shiloh's choice.
I don't think he would ever forgive me if I didn't buy that house.
Our script today was written by Dr. Lucy Say.
We thank her for her work.
That's all we have time for today on ESL Podcast.
Remember, if you have any questions or suggestions, feel free to email us.
Our email is eslpod at eslpod.com.
From Los Angeles, California, I'm Jeff McQuillan.
Thanks for listening.
We'll see you next time on ESL Podcast.
English as a Second Language podcast is written and produced by Dr Lucy Say, hosted by Dr Jeff McQuillan.
This podcast is copyright 2006.
